Paycheck Protection

Protect Your Paycheck, Secure Your Future

Your Number One Asset to Protect Is:

"Your Ability To Earn An Income"

Affordable Disability Insurance with Full Return of Premium — Because Every Paycheck Counts.

Unexpected events can put your financial stability at risk.

With GuardSmart’s Paycheck Protection, you can safeguard your income and your family’s future, no matter what comes your way.

Our innovative coverage gives you peace of mind with the added benefit of a full refund if you never need to use it!

Schedule a Call Today for Your Free Quote

Who Will Pay Your Bills If You Get Sick or Hurt and Can't Work?

Are You Prepared for the Unexpected? 😟

Get a Free Quote Today

Limited-time offer: Lock in your rate today!

True Disability and Critical Illness Insurance if You Get Sick or Hurt and Can't Work.

Fencing Contractors
Electricians
Plumbers
Delivery Drivers
Truckers
Gig Workers
Realtors
Insurance Agents
In Home Care Workers

This is only an example. Each individual will receive their own price.

Nurses
Store Managers
Customer Service Reps
Administrative Reps
Chefs
Office Staff
Bartenders
Sales Reps
Grocery Clerks

Plans are flexible and can be made to fit Any budget with Full Return of Premium

Why You Need Paycheck Protection

Living paycheck to paycheck means any unexpected event, like an illness or injury, can have a huge impact on your finances. How would you cover your bills if you suddenly couldn’t work?

That’s why GuardSmart created Paycheck Protection — a disability insurance policy designed specifically for hardworking individuals like you. It helps replace your income when life takes an unexpected turn, so you can focus on what really matters without financial stress.

Receive a steady income if you can’t work due to illness or injury.
Enjoy a Full Return of Premium if you never use the coverage — a safety net that doubles as savings!
Flexible, affordable plans tailored to fit your lifestyle and budget.